Public Liability Insurance For The Self Employed

Self employed people and those starting a new business may over look insurance or be unsure of what business insurance is required. In this article is give a some kind of guidance.

Public Liability insurance covers self employed people and businesses in the event of a claim by a  customer or other member of the public.The claim may be for causing injury , death or damage to property due the accidents or negligence.The public may be customers , clients and people that have no involvement with the business , such as visitors to the client, onlookers or passersby.Public Liability insurance can cover a business if there are problems with a product or service which it has supplied, designed or manufactured.

                                 More Information :

 http://www.epublicliabilityinsurance.co.uk/self-employed/

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Merchant Accounts

A merchant account is a type of bank account that allows businesses to accept payments by debit or credit cards. A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of credit card and/or debit card transactions.

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                      http://www.merchantaccountchoice.com

In some cases, a payment processor or independent sales organization is also a party to the merchant agreement. Whether a merchant enters into a merchant agreement directly with an acquiring bank, or through an aggregator such as PayPal, the agreement binds the merchant to obey the Operating Regulations established by the card brands.

An industry term for a business banking relationship whereby you and a bank have arranged to accept credit card payments (usually, a local bank can suffice for this kind of relationship). Setting up a merchant account usually involves the bank understanding your business and working with a third-party processor to arrange a mechanism for accepting payments. Merchant accounts are usually required for accepting customer credit card and electronic payments through an electronic commerce Web site.

Mobile Application Development

The use of interactive applications on mobile devices is becoming more than just a successful trend. Users have begun appreciating the exceptional functional and entertainment value provided by mobile applications.The technological revolution brought about by the entry of the iPhone and the iPad has further popularized the usage of mobile applications. 

Mobile application development is a process that involves the creation of mobile applications that could either be a stand-alone concept or an application that complements an existing or brand new website.

The phenomenal scope of mobile applications has led to small, medium and large businesses leveraging this potential to enhance their brand identity and improve business performance.

Apps can be traps. Or specifically, time and money pits. Yet in the increasingly app-friendly world where smart phones and web-enabled devices are essential, many businesses can reap bountiful revenues, reach new markets and garner awareness by hopping on the mobile bandwagon.

That said, a business owner shouldn’t produce any old app, nor can you just throw an app online and hope it will be found. You need to have a plan for development, and a plan for marketing. And once somebody downloads your app, it must provide value — otherwise, you can almost guarantee negative comments and feedback. In short, app development is not for the faint of heart.

To help you maximize your mobile potential, I asked a panel of successful young entrepreneurs what to expect during the app development process, what features are best for your business, and the pitfalls to avoid.

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